When you apply for a
mortgage through either by providing information through our
on-line mortgage- application form, or by telephone or by applying in person through one of
our brokers, you agree to the following terms and conditions governing the use of the
personal information you have provided:
1.) We may collect and use personal information from you and about you for the
following purposes:
a.) to understand your current borrowing requirements and credit
worthiness
b.) to determine the suitability of our products and services for your
current requirements
c.) to determine your eligibility for our products and services
d.) to establish, manage and offer products and services that meet your
needs
e.) to provide you with on-going service
f.) to meet our legal and regulatory requirements
2.) We may use, give to, obtain, verify, share and exchange credit and other
information about you with others including credit bureaus, mortgage insurers, credit
insurers, registries and other persons with whom you may have financial dealings, as well
as any other person as may be permitted or required by law. You also authorize any person
whom we contact in this regard to provide such information to us.
3.) We may ask you for your Social Insurance number for use in verifying and
reporting credit information to credit bureaus and credit reporting agencies. You may
refuse to consent to its use or disclosure for these purposes.